Wealth & Ownership
Portfolio X-Ray
By Prismiva
A free educational tool for examining how concentrated an
investment portfolio may be across individual positions and sectors.
Useful for: Understanding position weight, top-three concentration, and sector exposure.
BEDC Review:
Approved for educational resource use. BEDC's review applies
specifically to Portfolio X-Ray, not the broader Prismiva platform.
FREE NO ACCOUNT REQUIRED BEDC REVIEWED · OCT. 2026
Business Ownership · Financial Capability
Profit Margin Calculator
By BiznTools
A free business-planning calculator that helps business owners
distinguish margin from markup and calculate the revenue or price
needed to reach a selected target margin.
Useful for: Comparing margin and markup and understanding how costs and target margins affect pricing calculations.
BEDC Review:
Approved for educational and business-planning resource use.
BEDC's review applies specifically to the Profit Margin Calculator,
not BiznTools generally.
FREE NO ACCOUNT REQUIRED BEDC REVIEWED · OCT. 2026
Explore Resource →
Educational and business-planning resource. Results depend on
the costs entered and do not determine whether a market will
support a particular price.
Workforce Mobility
Trade & Licensing Exam Guides
By ExamsLib
Free supplementary study guides covering selected electrician,
HVAC, plumbing, contractor, CDL, and other occupational exams.
Useful for: Exam-preparation routines, worked examples, code and reference lookup, and organizing independent study.
BEDC Review:
Approved as a supplementary educational resource. ExamsLib is not
a licensing authority or accredited training provider, and readers
should confirm current requirements and approved references with
the appropriate official authority.
FREE NO ACCOUNT REQUIRED BEDC REVIEWED · OCT. 2026
Explore Resource →
Supplementary educational resource. Licensing requirements,
exam references, and eligibility rules should be confirmed
with the appropriate official authority.
AI & Work · Business Ownership
AI Judgment Scorecard
By NormBondMarkets
A short diagnostic for founders and independent operators to examine
where AI is already influencing workflows, decisions, customer-facing
work, and business judgment.
Useful for: Identifying where AI is carrying more responsibility, where human review still matters, and where stronger oversight may be needed.
BEDC Review:
Approved as an educational business-assessment resource.
NormBondMarkets and BlackEconomicDevelopment.com share ownership.
This review applies specifically to the AI Judgment Scorecard.
FREE EMAIL REQUIRED BEDC REVIEWED · OCT. 2026
Take the Scorecard →
Free assessment; name and email required. NormBondMarkets also
offers paid AI products and advisory services.
Resources are reviewed individually. Inclusion does not constitute
an endorsement of the organization or all of its products and services.
BEDC may periodically re-review resources as products, pricing,
policies, or services change.